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Fueling Business Growth: The World of Commercial Loan Programs

Loans for Hotel, Gas Stations, Office Building, Industrial Buildings…

There are 2 options:

-No docs – No income documents are required.

-Full docs – 2 years of Personal & Business Tax Returns.

How does Commercial loan work?

Commercial loans are financial products that are designed for businesses and commercial purposes, rather than for personal use. These loans are typically used by businesses to fund various aspects of their operations, including expansion, purchasing real estate, working capital, equipment acquisition, and other business-related expenses. Commercial loans come in various forms to cater to different business needs. Here are some common types of commercial loans:

Commercial Real Estate Loans: These loans are used to purchase, refinance, or develop commercial properties such as office buildings, retail centers, industrial facilities, and multifamily residential buildings. There are different types of commercial real estate loans, including commercial mortgages, construction loans, and bridge loans.

Business Term Loans: Business term loans provide a lump sum of capital to a business that is repaid over a specified term, usually with regular fixed payments. These loans are commonly used for business expansion, equipment purchase, or other capital expenditures.

Business Lines of Credit: A business line of credit is a revolving credit facility that provides a business with access to a set amount of funds. The business can draw funds as needed, repay the amount borrowed, and then redraw as necessary. It's a flexible financing option for managing short-term cash flow fluctuations.

Small Business Administration (SBA) Loans: SBA loans are government-backed loans designed to assist small businesses with various financing needs. The SBA offers several loan programs, including the 7(a) loan program and the 504/CDC loan program, which can be used for purposes such as working capital, equipment purchase, and real estate acquisition.

For more information or to go over your own scenario, please contact mc at 408-393-2068

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